When is home health insurance the right time to buy a health insurance policy?
Posted On July 29, 2021
Health insurance coverage is starting to be more affordable for millions of Americans, and they’re starting to understand why.
That means that people who previously couldn’t afford health insurance policies are now seeing it as an option that’s affordable, and one that may also make sense for their family.
But is it time to get the insurance out of the reach of many more Americans?
In a recent piece for Vox, former House Majority Leader Eric Cantor (R-VA) and other Republican lawmakers called on Americans to get health insurance now, because the costs of health care are spiraling out of control.
“You can’t get by with this broken system right now,” Cantor wrote in his op-ed.
“The ACA is working well for the vast majority of Americans — but the health care system is not working for the few.”
In other words, the current system is working for a very small portion of Americans who need it most, and it’s also the system that’s been the cause of many of the high rates of medical debt and health disparities.
“It is true that Obamacare has been very effective in expanding coverage, but it has also been expensive for the American people, and we are in the midst of a debt crisis that will be a real challenge for us to fix,” Cantor added.
“If we can’t find the money for the ACA, we can find other solutions that are even more effective.”
Cantor has a point: The ACA has been extremely successful in expanding health coverage for a lot of people, particularly those who can afford it, but that doesn’t mean that all Americans should have access to health insurance.
The ACA was also supposed to give everyone access to affordable health insurance plans, but in reality, that’s not happening yet.
That’s because the ACA requires all states to set up an exchange to offer health insurance to people, but states aren’t allowed to set them up at the federal level.
The other big problem with the ACA is that it is a federal program, which means that the federal government pays a lot more than the states to administer it.
It means that many states are trying to set their own individual marketplaces, which is going to be very difficult to do, since states have to set the exchange up themselves.
That leaves people who are uninsured with nothing but the federal exchange to buy health insurance, even though most people would like to have health insurance but can’t afford it.
This is also a problem for the Democrats: The Democrats have said that Obamacare is a success because of the federal exchanges and the government-run exchanges, but those markets have been plagued by problems.
And while the federal and state exchanges have worked quite well, they have also been criticized by Republicans for being too restrictive, for being expensive, and for failing to provide the kind of universal coverage that most people want.
But the ACA’s success in expanding access to healthcare may be just one reason why it’s been so successful for so many people.
That success has come at a price.
“Obamacare has cost Americans millions of dollars and caused a debt explosion,” Cantor writes.
“We must not lose sight of that fact.
We must make sure that all of the Americans who are paying for the plan now, can get the same type of coverage that they were promised.