The health insurance market in California is now under threat from the health insurance exchanges that are set to open in 2019.
It’s a scenario that’s not uncommon in the United States, where we’ve seen insurers collapse and state governments collapse during the Great Recession.
However, California is different.
In the past few years, the health care system has been in a steady state of steady repair, with several insurers struggling to find a way to keep people insured in the midst of a system that is increasingly unaffordable and unsustainable.
We don’t have a perfect system, but it’s pretty close.
Here’s how to protect your health care coverage from this new system: Health insurance plans can’t just be purchased on the exchange.
Health insurance premiums are set at a predetermined percentage of income.
If you have an income of $100,000, your premium will be $25 a month.
You will also pay the same amount for every plan on the marketplace.
Insurance companies don’t provide health insurance to everyone.
The state’s exchanges will offer plans with the same coverage regardless of income, and many people will be able to find plans that are better for them.
But what happens if your income is higher than the threshold for insurance coverage?
In this scenario, you may find that you’ll pay a premium higher than what the company offers you.
What if I don’t qualify for a subsidy?
If your income doesn’t meet the state’s insurance threshold, you might be eligible for a state subsidy to purchase insurance through the exchange, but that subsidy won’t cover most of the cost.
To get a subsidy, you must meet certain income guidelines, but you also need to apply for an exemption.
That exemption will be available only to people who meet certain requirements, but most people will not.
What happens if I sign up for a health insurance plan through the California Health Insurance Exchange?
If you don’t meet income guidelines for an individual policy, you will be required to apply to the exchange for an alternative policy.
An alternative policy will provide coverage that is substantially cheaper than the one you currently have.
For example, a family of four who make $50,000 would pay an average of $3,100 a year in premiums, or $3.25 a day.
These rates are significantly less than what they’re paying for a single policy on the market today, but they’re still quite high.
Your state will help you determine what plan is best for you.
If you’re worried about your coverage being cut off, you can find out how to opt out of the California exchange here.